Terms of Use
Effective Date: January 1, 2026
Website: Marriage Over Money (“Company,” “we,” “our,” or “us”)
Welcome to Marriage Over Money. By accessing this website, downloading resources, enrolling in programs, or purchasing products or services, you agree to the following Terms of Use. If you do not agree, please do not use this website.
1. Educational Purposes Only
All content, programs, courses, coaching, downloads, and materials provided on this website are for educational and informational purposes only. We do not offer financial, legal, tax, accounting, or investment advice. You are solely responsible for your own decisions and results.
2. No Guarantees
We do not guarantee any specific outcomes, including but not limited to:
- Financial success
- Debt reduction
- Savings goals
- Relationship improvements
- Business or income results
Your results depend on individual effort, consistency, and unique circumstances.
3. Intellectual Property
All materials available on this website, including but not limited to:
- Worksheets
- Quizzes
- Tools
- Templates
- Videos
- Graphics
- Courses
- Text
- Branding
are the exclusive property of Marriage Over Money and are protected by copyright laws. You may not copy, reproduce, distribute, modify, or resell any of these materials without prior written consent. Materials are available for personal use only.
4. Payments & Refunds
Prices are subject to change without prior notice. Refund policies are provided on individual product or checkout pages. By purchasing, you agree to the specified terms.
5. Account Responsibility
If you create an account, you are responsible for maintaining the confidentiality of your account information and all activity under your account. You agree to notify us immediately of any unauthorized use of your account.
6. Limitation of Liability
Marriage Over Money shall not be liable for:
- Losses or damages arising from the use of our website or services
- Financial decisions made based on the information provided
- Indirect or consequential damages
All use of this website is at your own risk.
7. Changes to Services
We reserve the right to modify, update, or discontinue services, programs, or content at any time, without prior notice.
8. Updates to Terms
These Terms of Use may be updated periodically. Continued use of the website after changes are made constitutes your acceptance of those changes.
9. Contact
Marriage Over Money
Email: admin@marriageovermoney.com
Privacy Policy
Effective Date: January 1, 2026
Your privacy is of utmost importance to us. This policy outlines how we collect, use, and protect your personal information.
1. Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, phone number (optional), billing/payment details, quiz responses, and program details.
- Automatic Information: Cookies, browser/device data, analytics usage, and IP address.
2. How We Use Your Information
We use the information collected to:
- Provide services, coaching, and products
- Process payments
- Communicate about programs, updates, and offers
- Improve website performance and user experience
3. Email Marketing
By signing up, you consent to receiving emails from us. You may unsubscribe at any time using the link provided in each email. We do not engage in spamming practices.
4. Payment Processing
Payments are securely processed through third-party providers such as Stripe, Kajabi, and PayPal. We do not store your full credit card details.
5. Data Sharing
We do not sell, rent, or share your personal information with third parties, except for trusted service providers necessary to operate the business (e.g., email platforms, payment processors, analytics).
6. Cookies
We use cookies to:
- Improve user experience
- Track analytics
- Optimize marketing efforts
You may disable cookies via your browser settings.
7. Your Rights
You have the right to:
- Request access to your data
- Request corrections to your data
- Unsubscribe from email communications
- Request the deletion of your personal data
Contact us at any time to exercise your rights.
8. Security
We take reasonable precautions to protect your information, but no online system can guarantee complete security. We strive to protect your data, but we cannot ensure absolute security.
9. Children’s Privacy
This website is not intended for children under 18. We do not knowingly collect personal data from anyone under 18.
10. Policy Updates
This privacy policy may be updated periodically. Continued use of the website constitutes acceptance of any changes made to the policy.
11. Contact
Marriage Over Money
Email: admin@marriageovermoney.com
Disclaimer
Effective Date: January 1, 2026
The information provided by Marriage Over Money is for educational and informational purposes only.
Not Financial or Legal Advice
We are not financial advisors, attorneys, accountants, or therapists. The information on this website and in our programs should not be construed as:
- Financial advice
- Legal advice
- Tax advice
- Investment advice
For specific situations, please consult with a licensed professional.
Personal Responsibility
By using this website and our services, you acknowledge that:
- You are responsible for your own decisions
- Results vary depending on individual effort and circumstances
- We cannot guarantee specific outcomes
Your success depends on the actions you take.
Testimonials
Testimonials on this website are based on individual experiences and should not be viewed as guarantees of results.
Earnings or Savings Claims
Examples of financial improvement, debt reduction, or savings goals are illustrative only and not guaranteed. Your results may differ.
External Links
We are not responsible for the content or accuracy of third-party websites linked from this site. We do not endorse or guarantee any third-party sites.
Contact
Marriage Over Money
Email: admin@marriageovermoney.com
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